Can you say, "Silvergate?"
There is interesting related commentary online, here most recently, and earlier here.
Silvergate did it their way. From the SEC filing:
In addition, the Company is evaluating the impact that these subsequent events have on its ability to continue as a going concern for the twelve months following the issuance of its financial statements. The Company is currently in the process of reevaluating its businesses and strategies in light of the business and regulatory challenges it currently faces.